Where do Canadians go to live in Florida?

Author: Aprille Larson |

Reviewed by: Alisha Wood

A silhouette of palm trees symbolizing where do Canadians go to live in Florida

Florida is a very attractive place to live. That’s why the question – where do Canadians go to live in Florida? – is not something that should surprise you. With reputable movers Toronto residents trust, you’ll be able to relocate here in no time at all. However, finding the right place in the Sunshine State is up to you. That’s precisely why we’ve set aside the most important info on the most popular places among Canadians. Let’s review them together so you can make the right decision.

What attracts Canadians to Florida?

There are many reasons Canadians in Florida choose to move there. From the financial aspects to the climate, many factors impact why Canadians view Florida as the promised land. Whatever your reasons might be, you can be sure cross border moving from Canada to US can be very beneficial for you. Of course, before that, make sure to analyze the tax benefits of this relocation, as well as things like affordability, quality of life, and plenty of others that make Florida stand out from other states in the US.

The ocean and a person standing on the beach
Florida is very attractive to Canadians

Where do Canadians go to live in Florida?

Going over the question of where do Canadians go to live in Florida? Then, be sure that there are plenty of places that the state has to offer. Including the natural beauty and the cost of living, there are so many reasons why these places stand out. Here are the major ones, such as:

  • Sarasota
  • Naples
  • Fort Lauderdale
  • Tampa
  • Orlando
  • Miami
  • Boca Raton

Sarasota

Sarasota continues to be a top destination for Canadian snowbirds in Florida, offering everything from stunning beaches to a relaxed lifestyle. After the cross border movers residents trust help with your relocation, you’ll immediately feel the appeal of this Gulf Coast city. Siesta Key Beach remains a standout, ranked among the best in the U.S. in 2025 for its soft white sand and clear water. Beyond the shoreline, Lakewood Ranch has grown into one of the fastest-developing master-planned communities in the country, attracting Canadians seeking comfort, amenities, and strong property value. Sarasota’s mild climate, with an average annual temperature of 22.5°C, makes it ideal for outdoor activities year-round. For Canadians used to harsh winters, Sarasota’s warm weather and laid-back pace offer a refreshing change.

Naples

Naples is a wealthy community known for its beautiful beaches and upscale lifestyle. It’s a popular choice for people moving from Ontario to Florida. While not the safest city in the state, Naples still has a lower crime rate than the national average. The job market is strong, especially in healthcare, hospitality, and corporate services. Major employers like NCH Healthcare System and Arthrex offer solid job opportunities. Events like the Naples Craft Beer Festival and access to top golf courses, such as Tiburón Golf Club, add to the city’s charm. With no state income tax and sunny weather year-round, Naples attracts many Canadians. For those seeking luxury, recreation, and comfort, it’s easy to see why Naples stands out in Florida.

sunset in Naples, Florida as one of the reasons when choosing Where do Canadians go to live in Florida
Where do Canadians go to live in Florida? Naples is one of the places

Fort Lauderdale

Broward College and Nova Southeastern University are excellent options for anyone prioritizing education when relocating to Florida. Fort Lauderdale also offers over 24 miles of beaches, making it a favorite for Canadians who enjoy outdoor living. It’s easy to see why Canadian snowbirds in Florida often settle here for good. If you’re exploring the best communities in Florida for Toronto snowbirds, Fort Lauderdale deserves your attention. With its blend of academic resources, coastal lifestyle, and strong infrastructure, this city might be the perfect fit for your next chapter.

Tampa

Because of its reduced cost of living, Tampa draws Canadians in. However, there’s more to explore. The culinary scene is a food lover’s heaven with everything from foreign cuisine to fresh seafood and food festivals. Getting around Tampa is still going to be done mainly by car, as the public transit options are not among the go-to choices for its citizens. What else should you know before moving from Toronto to Tampa and starting a new life here? The city also has a strong job market, with industries like banking, healthcare, and tourism standing out as leaders. We’re sure you’ll enjoy Tampa and its neighborhoods from Davis Islands to South Tampa.

Orlando

Orlando remains a top choice in 2025 for professionals seeking growth in tourism, healthcare, aerospace, and tech. The city’s job market grew by 8.7% this year, while the unemployment rate stands at 3.4%, well below the U.S. average (source: U.S. Bureau of Labor Statistics, 2025). Florida’s lack of state income tax and Orlando’s moderate 6.5% sales tax rate continue to make the area financially attractive.

But Orlando isn’t just about work. For families moving from Canada to Florida, there’s no shortage of entertainment. From Walt Disney World and Universal Orlando to SeaWorld, the city offers endless weekend options. If you’re planning to move to Florida with kids, Orlando is one of the easiest cities to settle in, thanks to its schools, parks, and family-friendly neighborhoods.

Despite rising housing prices, the average salary of $54,500 helps balance the cost of living. For Canadian snowbirds in Florida looking for more than just a seasonal escape, Orlando offers the full package—career potential, vibrant attractions, and a welcoming community year-round. It’s no surprise that more Canadians are choosing to stay longer or relocate permanently.

The Walt Disney World Resort – A popular attraction near areas where Canadians go to live in Florida.
Where do Canadians go to live in Florida? Orlando is never a bad choice

Miami

Miami dazzles with its unbeatable weather, offering Canadians sun-kissed days year-round. The absence of state income tax and a modest sales tax rate sweeten the pot, making the financial side of things quite appealing. Nightlife here is almost unparalleled in the U.S., placing second only to the best, ensuring the city pulses energy after dark.

Yet, Miami’s beauty doesn’t come without its challenges. The cost of living can soar, especially when it comes to housing, and selecting the right neighborhood is crucial due to varying crime rates. Still, the city’s easy walkability, especially downtown, and its coffee scene, enriched by Cuban influences, craft a lifestyle that’s hard to match elsewhere.

Miami’s melting pot of cultures brings a wealth of artistic expression, from orchestras to art venues, and not to forget Art Basel, a pinnacle of international art fairs. Despite its hefty price tag, moving from Toronto to Miami is not rare, as Miami remains a magnet for Canadians who are drawn to a life where urban vibes meet the laid-back beach scene.

Boca Raton

Boca Raton is on many Canadians’ radar, especially for any Ontario resident considering Florida move, thanks to its lush lifestyle, high living standards, and the opportunities it offers. Its charm starts with the Atlantic at its doorstep, providing stunning beaches and endless aquatic activities. However, there are many more reasons to think about moving from Toronto to Miami and calling this city home.

This city stands out for its safe and stable environment, boasting lower crime rates compared to many other areas. Education is another highlight—Boca Raton offers excellent public schools and is home to Florida Atlantic University, making it ideal for families who value education.

Boca Raton’s economy is growing steadily, with job opportunities in tech, healthcare, and education. Add to that the city’s beautiful parks, rich arts scene, and year-round sunshine, and you get a lifestyle that’s hard to beat. It’s a smart and sunny choice for anyone seeking growth, safety, and coastal living.

Understand the real estate market when moving from Canada to Florida

Florida’s real estate market continues to shine with stability and steady growth, offering a strong contrast to Canada’s more varied housing landscape. The Sunshine State’s single-family homes now have a median sale price of $410,000, reflecting a 1% increase over the past year. At the same time, listings have surged by 22.7%, signaling a shift toward a more balanced and buyer-friendly market.

The condo market exhibits a different trend, with median prices at around $313,000, representing a 2% decline from last year. Despite the slight drop, interest in condominium living remains high, especially in metropolitan areas where lifestyle and convenience are valued.

Investor interest in Florida remains strong, fueled by the Airbnb potential and thriving rental demand in hotspots like Tampa. For those moving from Canada to Florida, the combination of steady property values, rising inventory, and no state income tax creates a financially attractive opportunity. Florida continues to be a top choice for Canadians, blending investment appeal with year-round sunshine and lifestyle perks.

House with a yard

Are Canadian snowbirds selling Florida homes?

For many Canadian snowbirds in Florida, the appeal of sunny weather and tax savings has long outweighed the challenges of cross-border living. But in 2025, more are reevaluating their plans—and some are putting their Florida homes on the market. A big part of the decision comes down to the growing complexity of long-term stays. Relocating from Canada to Florida involves more than packing up and flying south. Navigating U.S. immigration rules is a major step. Most Canadian snowbirds use temporary visitor status, but for those looking to stay longer or settle permanently, obtaining the right visa is essential. The E.B. category for skilled workers remains a common path, while other options like E, K, V, and TN visas serve various needs depending on work, family, or investment.

Visa paperwork is just the start. You’ll need valid documentation, including a passport, proof of employment or retirement income, and records showing financial stability. U.S. tax laws also add another layer—Canadian homeowners must understand how capital gains, rental income, and property ownership are taxed on both sides of the border. For some, these legal and financial factors are manageable. For others, they’ve become reasons to sell and simplify. As a result, the question isn’t just where to buy in Florida, but whether it still makes sense to keep a second home there.

Community and lifestyle in Florida

There’s more to Florida than just finances and taxes. Beyond its beaches, you can enjoy several museums, art galleries, and great restaurants. Get away from the cities and discover the rural getaways that both have great, breathtaking scenery and a place to relax. Florida provides a plethora of activities that characterize its distinct lifestyle, whether it be kayaking through serene seas, taking in works of art, or just relaxing while taking in a beachside sunset.

Where do most Canadians live in Florida?

After answering the question of where Canadians go to live in Florida, it’s time to go over certain details. Are you a Canadian who thinks Florida is the right place to move to? Then check out these tips to ensure a smooth adjustment. 

Investment tips for real estate

For Canadians looking to enjoy Florida’s sunny real estate opportunities, getting a grip on the market and smoothly navigating through the financial and legal seas is key. Even if you’re starting without a U.S. credit history, doors are open with options like Foreign National Mortgages, which now typically require a 25–30% down payment. DSCR loans remain popular too, relying on potential rental income rather than personal income for approval—ideal for investment properties in hotspots like Tampa and Orlando.

Step into the realm of U.S. credit, and FHA loans are still accessible for non-residents with a valid visa and a minimum 3.5% down payment, while Conventional Loans offer competitive terms to those with strong financial documentation, even from Canadian sources.

Your navigational tools are picking the right spot, gauging the price, and getting a read on the local market’s pulse. The legal path is clear for Canadians—they are free to own property in Florida with no ownership restrictions. But don’t let property tax or FIRPTA surprises catch you off guard. Partner with a savvy real estate agent, well-versed in international transactions, to make your investment journey as smooth as Florida’s beaches.

Image of 100 dollar bills symbolizing financial decisions when choosing Where do Canadians go to live in Florida?
Even if you’re starting without a U.S. credit history, doors are open with options like Foreign National Mortgages

Economic opportunities help shape where Canadians go to live in Florida

Florida’s economy is projected to grow between 2.5% and 3.0% in 2025, maintaining its position as one of the fastest-growing states in the U.S. This growth continues to attract Canadians seeking favorable economic conditions.

Key sectors such as tourism, agriculture, international trade, and aerospace remain central to Florida’s economic strength. The state’s strategic location supports its role as a hub for trade and travel, hosting numerous multinational corporations and aerospace firms. These industries contribute to a robust job market and present investment opportunities for Canadians interested in Florida’s economy.

Education and healthcare

Florida’s reputation as a place of quality education and healthcare is well-earned, thanks to its premier institutions. With powerhouses like the University of Florida and Florida State University leading the charge, the state is a hotbed for diverse academic programs and cutting-edge research. In 2024, the University of Florida reported over $1.26 billion in research expenditures, placing it among the top public research universities in the nation. Florida has also been ranked No. 1 in higher education by U.S. News & World Report for nine consecutive years as of 2025.

When it comes to K-12 education, standout schools like Pine View School and the School for Advanced Studies continue to exemplify academic excellence, both maintaining high national rankings. Moreover, healthcare in Florida stands tall with institutions such as the Mayo Clinic in Jacksonville, ranked No. 1 in the state for eight of the past nine years, and Tampa General Hospital, recognized nationally in eight specialties. Both are celebrated for their exceptional care and ongoing contributions to medical research.

Lifestyle and climate play a big role in where Canadians go to live in Florida

Swapping Canada’s chilly breezes for Florida’s warm embrace means getting used to warm sunshine and higher humidity all year round. For many Canadians, Florida’s invitation to live outdoors—with endless chances for dips in the pool, sailing, hitting the golf greens, and lounging on sandy beaches—is irresistibly appealing. This leap from frosty winters to a subtropical haven encourages an always-on-the-move lifestyle, minus the snow shovel. Adjusting to this life involves drinking plenty of water and gearing up for the June to November hurricane watch.

Sandy beach with palm trees, ocean and beach chairs
One of the main factors influencing where Canadians go to live in Florida is proximity to the beach.

Cultural integration

Settling into Florida from Canada is an adventure into a world where cultures blend beautifully, with a rich Hispanic heritage impacting everything from the food to the festivals. It’s a journey that calls for diving into the local scene—trying new dishes, celebrating at local events, and getting to know the folks next door. Whether it’s through the lively beats of a local music festival or the intimate gathering of a neighborhood potluck, each experience enriches your transition and connects you more deeply with the spirit of Florida.

Enjoy all that Florida offers in the places where Canadians go to live in Florida

Where do Canadians go to live in Florida? We hope we have provided you with both places and things that make the state of Florida an outstanding place to live. One thing is undeniable: There are just so many benefits to moving from Canada to Florida. Whether you’re moving for the beautiful weather or the no-state income taxes, you will be pleasantly surprised with all the state has to offer. Contact our company today; we will help you make Florida your new home.